Business insurance is critical to your business. Choosing a business insurance professional who understands your needs and your business is an important first step in purchasing business insurance.
WE WILL EVALUATE YOUR COMPANY’S SPECIFIC NEEDS AND DEVELOP A STRATEGIC PLAN
Apart from general insurance for your business, you may want to pause for a moment and consider the needs for the following policies:
Life and disability insurance
Life and disability insurance can protect businesses against the death or disability of key employees. For example, life insurance policies can be taken out naming the partnership as the beneficiary. If one of the partners dies, the proceeds of the policy can be used by the business to buy out the share of the deceased partner’s interest from the estate.
Key Person Insurance
Key Person Insurance covers the people who play a key role in the ongoing success and profitability of your business
Business Expense Insurance
Business Expense Insurance covers the fixed costs of running a business if the owner is temporarily unable to work due to health. It covers costs including staff salaries, rent, business mortgage payments, utilities and rates
Business Succession Planning
Whether your goal is to keep your business in the family, sell your interest to a key employee or co-owner, or prepare it to be acquired by another company, you should begin the succession planning and exit strategy process many years in advance