The ability to earn an income is your most important asset. Your income allows you to meet your financial obligations. Your income allows you to achieve financial security for yourself – and your family.
Maybe you have witnessed firsthand the effect an illness or an accident has had on someone you know – an acquaintance, a colleague, a close friend, a relative.
Perhaps you could only watch as they struggled to rehabilitate themselves, get back to work, or even pay the bills – and thought to yourself, what if that were me?
Sudden illness or accidents are often tragic and cannot be predicted. However, that doesn’t mean you can’t be prepared in case the unpredictable were to occur. It isn’t just possible medical bills for treatment, hospital stays and health insurance excesses that you have to consider. The financial strain can disturb your whole family’s lifestyle if you become unable to work for even a short period of time.
Don’t put yourself and your loved ones at risk.
WE WILL SUGGEST THE RIGHT STRUCTURE TO PROTECT YOU AND YOUR INCOME
This may include:
- Income Protection Insurance – if you are unable to work for an extended period of time, due to illness or injury …… find out more
- Mortgage protection … find out more
- Life Insurance – providing a lump sum payment if you pass away … find out more
- Total and Permanent Disability – providing a lump sum payment if you (or a key person in your business) suffer a total and permanent disability and are unable to work again… find out more
- Trauma – providing a lump sum paid if you suffer a trauma event from which you may recover… find out more
- Key Person Insurance – insuring the people who play a key role in the ongoing success and profitability of your business… find out more
- Business Expense Insurance – covering the fixed costs of running a business if the owner is temporarily unable to work due to health. It covers costs including staff salaries, rent, business mortgage payments, utilities and rates … find out more
AS EVERYONE’S NEEDS ARE UNIQUE, WE WILL PROVIDE PERSONAL AND HIGHLY TAILORED ADVICE TO MEET YOUR CIRCUMSTANCES AND YOUR GOALS.