The right cover.
At no cost to you.
We compare 13 insurers, handle the paperwork, and stay with you for life. One adviser. No fees. No hand-offs.
Four areas. One adviser.
Nothing falls through the gaps.
Insurance Products
Life, income protection, TPD & trauma — established free and reviewed constantly.
ExploreSMSF Products
Risk cover inside your super — tax-effective and tailored to your fund strategy.
ExploreEstate Planning
Make sure what you've built goes where you intend — and the right people can act for you.
ExploreClaims Management
We handle your claim with the insurer — every call, every form, every negotiation.
ExploreWhat our clients say
Emil saved us thousands by switching our income protection policy. The whole process was completely effortless — he handled everything.
Having Emil manage our claim was a game changer. We didn't have to deal with the insurer once. He fought for us and won.
I had no idea I was over-insured in some areas and completely exposed in others. Emil identified the gaps and fixed it in under a week.
We don't charge you.
The insurer pays us.
Our advice is funded by commission from the insurer when we place your policy — so you get professional, licensed advice without paying a cent. And we review your cover regularly to make sure you're always on the best deal available.
Tell us about your situation — takes 10–15 minutes online.
Emil personally reviews your profile across all 13 insurers.
Applications, underwriting, health disclosures — all done for you.
We stay with you — for reviews, changes and claims for life.
You deal directly with Emil. Every time.
No call centres. No juniors. Emil Dimitrov is a risk specialist adviser, financial adviser and qualified accountant with 20+ years across ASX-listed companies, major financial institutions and boutique advisory firms.
Not sure where you stand?
The Risk Fact Find takes 10–15 minutes. We'll come back with a clear picture of your gaps — and what it costs to close them.
